HMO plans (Health Maintenance Organization) – Our HMO plan includes Mercyhealth providers and contracted providers.

  • Contracted providers: MercyCare contracts with Fort Healthcare, Watertown Regional Medical Center and others to provide healthcare to our members

EPO plans (Exclusive Provider Option) – Our EPO plan contracts exclusively with Mercyhealth providers, helping you save on your premiums.  

PPO plans (Preferred Provider Option) – PPO plans have two levels of care:

  • In-network providers – Mercyhealth & Firsthealth
  • Out-of-network coverage for providers outside of that network

*Staying in-network can save you on copays, deductibles and co-insurance costs.

Health Savings Accounts (H.S.A)– We offer High Deductible Health Plans which can be paired with an H.S.A, allowing members to put money aside in to help cover future medical expenses.